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Saving

2 articles on saving.

The 50/30/20 Rule, Explained (and Where It Falls Short)

The 50/30/20 rule splits your take-home pay into needs, wants, and savings. Here's how it works, what counts as each, where it breaks down, and the one thing it leaves out.

3 min read

Emergency Fund vs. Sinking Fund: What's the Difference?

An emergency fund is for surprises; a sinking fund is for expenses you can see coming. Here's how they differ, why you need both, and how to build each from your paycheck.

4 min read
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50/30/20 (1)Biweekly pay (1)Budgeting basics (12)Budgeting methods (1)Emergency fund (1)Getting started (1)No bank linking (2)Paycheck budgeting (3)Payday budgeting (4)Privacy (2)Saving (2)Sinking funds (3)